First Time Homebuyer Program

Update: The First Time Homebuyer Program has been suspended with no funds available for first mortgages or down payment assistance. 


Refinance and Re-issuing Mortgage Credit Certificate

If you are refinancing your first mortgage and have a MCC, you need to re-issue the MCC to continue to access that credit in the future. The MCC reissuance must be done along with the refinance and takes time, so don’t delay and let your lender know about the MCC reissuance requirement.

EHousing Plus is assisting homeowners with the MCC reissuance on behalf of the Dakota County CDA. You and your lender can find the MCC reissuance checklist at this website:

If you have questions with the MCC Reissuance, please email and/or