Homeownership Connection
Quick Links


 
   

Mortgage Foreclosure
Counseling Brochure

Foreclosure Timeline

Home Improvement
Loans Brochure

Weatherization Assistance
Brochure

 

Information & Resources

Making Home Affordable Program

Fair Housing Information

Split Visions Remodling Planbook

American Society of
Home Inspectors

National Association of
Home Inspectors

Minnesota Homeownership Center

Free Credit Reports

Lead Poisoning Prevention

Consumer Handbook on
Adjustable Rate Mortgages

Look Before You Leap Campaign on Foreclosure Prevention Scams

Questions? Call (651) 675-4400.

 

 
 
  
Homeownership Connection - Providing homebuyers & homeowners resources to be successful.

Homeownership Connection

The CDA's Homeownership Connection provides homebuyers and homeowners resources to be successful. For more information about each program, click on
the links below. Additional information and resources can be found under the Quick Links on the left side of this page.

Homebuyer Programs

First Time Homebuyer Loans
In the market for your first home? Whether you are buying an existing home or building a new one, the CDA's First Time Homebuyer Program provides a financial resource to make your purchase successful.

Downpayment & Closing Cost Assistance
Homebuyers applying for a CDA First Time Homebuyer Loan can also access up to $10,000 in downpayment and closing cost assistance. Amount depends on household income.

Home Stretch® Homebuyer Education
Home Stretch® teaches potential homebuyers about the entire homebuying process and the responsibilities of homeownership. Classes are held monthly and cover topics such as: Budgeting and Credit Issues, Financing and Qualifying for a Home, Shopping for a Home, The Purchase Process, Closing on a Home and Life as a Homeowner.

Pre-Purchase Counseling
The CDA's Pre-Purchase Counseling Program provides free individual counseling to assist homebuyers in creating a plan to become successful homeowners. The plan may include: credit repair, creating a household budget in order to save for a downpayment on a home, identifying mortgage loan products that best meet the household's needs and/or examining and answering questions about loan documents.

Homeowner Programs

Mortgage Foreclosure Counseling
The Mortgage Foreclosure Counseling Program provides free assistance to help homeowners who are in or nearing foreclosure with referrals to additional resources and, in some cases, financial assistance. Homeowners work one-on-one with CDA Homeownership Specialists to assess the situation and determine possible solutions.

Home Improvement Loans
The CDA administers three Home Improvement Loan Programs that assist low- and moderate-income homeowners with making repairs and improvements to their homes. Funds are commonly used for roof replacement, furnace replacement, electrical and plumbing repairs, insulation and special needs improvements (such as ramps, bathroom and kitchen modifications).

Energy Assistance & Weatherization Assistance
The Energy Assistance Program is administered by the Scott-Carver-Dakota CAP Agency. This program provides grants to help income qualified homeowners pay their heating bills. For information or to request an application for the Energy Assistance Program, please contact the CAP Agency at (651) 322-3500.

The Weatherization Assistance Program is administered as a joint effort between the CAP Agency and the CDA. The program provides income qualified homeowners a grant to help make their home more energy efficient. Grant funds are used to insulate attics or walls or to upgrade furnaces. Households who have applied to and are eligible for the Energy Assistance Program are automatically referred to the Weatherization Program.

   
   
   

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