Home Improvement Loan Program

The Home Improvement Loan Program assists low- and moderate-income homeowners with making repairs and improvements to their homes.

Home Improvement Loans are commonly used for:

Roof replacement
Furnace replacement
Electrical and plumbing repairs
Insulation
Improvements for special needs, such as ramps, bathroom or kitchen modifications

Home Improvement Loans feature:

Zero percent interest
No monthly payments
Repayable when ownership changes or you move from the property. You may be required to repay the loan if you refinance your home or take out a home equity loan.
$15,000 loan minimum; $35,000 loan limit

Income Limits

Do I qualify?

How do I apply?

To apply, please fill out the application below:

Home Improvement Loan Program Application

Options to submit your application:

Complete the application electronically, and email it to info@dakotacda.org – or –
Print, complete, and return the application by mailing it or dropping it off to the CDA office.

If you have questions about the application, or would like to request a paper copy to be sent to you, please call 651-675-4462.

Please note: the Home Improvement Loan Program currently has a waiting list. Wait times could be significant and will vary depending on the time of year, the city in which you live and the availability of funds.

If you have questions about Home Improvement Loans call 651-675-4462.

Household Size	Income Limit
1	$66,300
2	$75,750
3	$85,200
4	$94,650
5	$102,250
6	$109,800
7	$117,400
8+	$124,950